Florida Debt Collection Attorney for Commercial & Judgment Recovery

Pine Rock Law: 25+ years serving creditors across the entire state of Florida. Post-judgment garnishment, domestication of foreign judgments, writs of execution and levy. We only get paid when we collect—1/3 contingency.

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Florida Creditor Representation | Debt Collection Attorney Florida

Commercial & Consumer Collections · Judgment Enforcement

We serve the entire state of Florida. Post-judgment garnishment, domestication of foreign judgments, writs of execution and levy. Call (305) 341-3545 for a free consultation.

Civil Litigation

Comprehensive civil litigation representation for businesses and individuals.

Commercial Litigation

Dispute resolution and litigation for commercial and business matters.

Collections

Aggressive, ethical collection of judgments, debts, and accounts receivable.

Consumer Debt

Student loans, medical bills, credit card debt, NSF checks, and more.

When unpaid debts begin impacting your business operations, cash flow, and long-term financial stability, having experienced legal representation can make a significant difference. Pinerock Law represents businesses, lenders, landlords, suppliers, and creditors throughout Florida in debt recovery, commercial litigation, and judgment enforcement matters.

As experienced debt collection attorneys in Florida, our firm offers strategic legal solutions designed to help clients recover outstanding balances efficiently and professionally. We understand that unresolved debts can interfere with operations, strain business relationships, and cause unnecessary financial pressure.

Types of Matters We Handle

  • Breach of Contract
  • Breach of Lease
  • Promissory Notes
  • Money Lent
  • Goods Sold and Delivered
  • Services Rendered
  • Credit Card Debt
  • Purchased Credit Card Debt
  • Returned ("NSF") Checks
  • Medical Bills
  • Automobile Levies
  • Garnishment of Bank Accounts and Wages
  • Student Loan Debt
  • Collection of Florida Judgments
  • Domestication of Judgments

Experienced Debt Collection Lawyer Florida Businesses Trust

Demand letters and collection calls are usually not enough to recover commercial debts. Creditors, in most cases, have no option but to go to court to initiate litigation, negotiate settlements, or enforce judgments to ensure payment.

As leading debt collection lawyers in Florida that companies depend on, Pinerock Law helps clients with:

  • Commercial debt recovery
  • Business-to-business collections
  • Breach of contract claims
  • Promissory note enforcement
  • Commercial lease defaults
  • Judgment enforcement proceedings
  • Asset recovery actions
  • Supplementary proceedings
  • Domestication of foreign judgments

Every collection matter is different. Some cases may be resolved through negotiation and structured payment arrangements, while others have to go through aggressive litigation and enforcement action. Our attorneys assess each case carefully to determine the most effective strategy for recovery. Businesses looking for a dependable Florida debt collection lawyer benefit from our extensive experience handling complex creditor matters throughout the state.

1/3 Contingency

Pinerock Law (fka Noam J. Cohen, P.A.)

About the Firm

Pinerock Law is a Florida creditor representation and collections law firm—formerly The Law Offices of Noam J. Cohen, P.A. We are fully insured and bonded, licensed in Florida, and concentrate in commercial and consumer collections and judgment enforcement throughout the entire state.

  • 25+ years of experience in collections and litigation
  • Volume cases—we handle high-volume portfolios efficiently
  • Debt buyer representation—we represent numerous debt buyers
  • Entire state of Florida—we service creditors statewid
  • Excellent litigation results—high percentage of settlements or judgments

We are dedicated to collecting outstanding debts and accounts receivable in a prompt, professional manner. Every case receives personal attention from our attorneys. We use specialized collection software and advanced skip-tracing to locate debtors and assets. We work on a 1/3 contingency basis: “We only get paid when we collect for you.

We file suit, obtain judgment, and enforce through garnishment of wages and bank accounts, writs of execution, levy of assets, and domestication of foreign judgments—throughout Florida.

Mission: To collect your outstanding debts and accounts receivable in a prompt, proficient, and professionally ethical manner—with lower compliance risk, better reporting, and faster cycle time.

Schedule Free Consultation

Why Creditors Choose Us

Capabilities & What Sets Us Apart

We position our collection law firm with the tools and results that matter to debt buyers and creditors.

Our Firm Possesses

  • Case Management Integration (Vertican Technologies)
  • E-filing Automation
  • Data Security
  • Secure Document Exchange
  • Bi-weekly Reporting

Compared to Other Law Firms

Lower Compliance Risk Rigorous processes & oversight
Better Reporting Bi-weekly updates you can rely on
Faster Cycle Time E-filing & streamlined workflow
Better Judgment Enforcement Garnishment, levy, domestication
Statewide Florida Coverage Entire state of Florida

Why Choose Us

What Sets Us Apart

Florida creditor representation with 25+ years of experience. Volume cases, debt buyer representation, statewide coverage. No recovery, no fee. Businesses throughout the state choose us because of our extensive experience in handling creditor rights, debt recovery, and commercial litigation matters.

Contingency-Based

We work on a 1/3 contingency. You pay nothing upfront—we only get paid when we collect for you.

Licensed & Bonded

Fully insured and bonded Florida law firm. We can file suit, obtain judgments, and enforce—unlike collection agencies.

Personal Attention

Every case receives direct attention from our attorneys. We keep you updated and accessible throughout the process.

Advanced Skip-Tracing

Specialized software and skip-tracing techniques to quickly locate debtors and their assets.

Ethical & Aggressive

We pursue collections persistently and professionally—no threats, just results. Tailored to your instructions.

Full Legal Remedies

Garnishments, levies, domestication of judgments—we use every tool the law allows to recover what you're owed.

Statewide Florida Representation

Our firm represents creditors across Florida in commercial collections, litigation, and enforcement matters. Our attorneys are ready to help whether the debtor is located in Miami, Orlando, Tampa, Jacksonville, Fort Lauderdale, or anywhere else in the state.

Practical Legal Strategies

Being a reputable collection law firm in Florida, we focus on realistic and result-oriented legal services based on the business objectives and recovery priorities of each client.

Litigation and Enforcement Experience

Pinerock Law helps Florida businesses with post-judgment enforcement, including garnishments, levies, writs of execution, and asset recovery to efficiently recover outstanding debts and protect creditor rights.

Attorney Bio

Noam J. Cohen, Esq.

Noam J. Cohen, Esq.

Noam J. Cohen, Esq.

Founder & Senior Attorney

Florida Creditor Representation. Pine Rock Law (fka The Law Offices of Noam J. Cohen, P.A.) focuses on commercial and consumer collections and judgment enforcement across the entire state of Florida. We represent numerous debt buyers, handle volume cases, and deliver a high percentage of settlements or judgments. We work ethically and aggressively when warranted—prompt, professional, and fully equipped to enforce through garnishment, domestication of foreign judgments, and writs of execution and levy.
Call Now (305) 341-3545

Judgment Enforcement

Collection of Judgments

Better judgment enforcement across Florida: garnishment, writs of execution, levy, and domestication of foreign judgments.

Bank Garnishments

Garnishment of debtors' bank accounts to satisfy judgments.

Wage Garnishments

Wage garnishments to collect what you are owed.

Levy of Vehicles

Levy of vehicles and other assets to recover judgments.

Levy of Boats

Levy of boats and other assets to satisfy judgments.

Simple Process

How It Works

From first call to recovery—we make it straightforward.

Free Consultation

Call or contact us. We'll review your case at no cost and explain your options.

We Evaluate

We assess the debtor, assets, and best strategy. You approve before we proceed.

We Pursue

Demand letters, negotiation, or litigation—we use the right approach to collect.

You Get Paid

When we collect, you receive your share. We handle the rest. No recovery, no fee.

Professional legal process

Ready to Get Started?

We handle every step—from demand letters to litigation and enforcement—so you can focus on your business while we focus on recovery.

Start with a Free Consultation

Strategic Representation From a Florida Collection Lawyer

To recover unpaid debts, it is important to act in a timely manner and seek appropriate legal advice. Any delay in pursuing collection efforts may reduce recovery opportunities and make any enforcement effort challenging.

Our attorneys focus on helping creditors in safeguarding their legal rights while pursuing efficient recovery solutions. As an experienced Florida collection lawyer, our firm represents creditors in a wide range of industries, including:

Frequently Asked Questions

You should contact a Florida debt collection lawyer when invoices remain unpaid, collection efforts are unsuccessful, or a debtor breaches a payment agreement. Early legal action can improve recovery opportunities and reduce delays.

A Florida collection attorney can assist with commercial debts, unpaid invoices, business loan defaults, promissory notes, lease disputes, and other business-to-business financial obligations.

Yes. A debt collection lawyer Florida creditors rely on can assist with garnishments, levies, writs of execution, supplementary proceedings, and other post-judgment enforcement actions to recover outstanding balances.

No. Some collection matters can be resolved through negotiations, payment arrangements, or settlement discussions. However, litigation may become necessary if the debtor refuses to cooperate or disputes the debt.

Pinerock Law represents a wide range of industries, including healthcare providers, landlords, transportation companies, contractors, lenders, suppliers, and other businesses throughout Florida.

An experienced Florida collection lawyer understands the legal procedures involved in debt recovery and judgment enforcement. Proper legal guidance can help creditors pursue recovery efficiently while protecting their financial interests.

Call Us Today!

Pinerock Law is ready to assist you in case your business is dealing with unpaid commercial accounts, collection disputes, or judgment enforcement issues. Our attorneys represent creditors throughout Florida in debt recovery, commercial litigation, and enforcement issues.

Contact Pinerock Law today to find out how our attorneys can help protect your interests and pursue effective debt recovery solutions throughout Florida.

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Contact Us

Tell us about your case. We'll get back to you as soon as possible.

Phone

(305) 341-3545

Call for a free consultation

Facsimile

(305) 948-6665

Email

noamc@pinerocklaw.com

We respond promptly

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